Preempt abuse. Cut fraud. Win.

Take down real merchant risks platform-wide, in real-time, at scale. SafetyKit is trusted by the world's largest payment platforms to onboard, monitor, and investigate merchants.

Merchant

Expert intelligence on every merchant in your network

Unified Risk View

See MCC classification, transaction laundering signals, BRAM/VIRP status, adverse media, and known bad actor matches in a single view.

Auto-Decisioning

Clear low-risk merchants instantly and flag genuine threats without analyst intervention. Your team reviews only the cases that require human judgment.

Continuous Monitoring

Catch merchant drift, start processing for undisclosed businesses, or drift into prohibited categories as it happens.

Cross-Platform Intelligence

Monitor merchants across your platform. Every business is checked against known bad actor databases in real time.

Detection Capabilities

• MCC Classification → Accurate merchant category coding prevents fraud, fee evasion, and transaction laundering
• Transaction Laundering Detection → Identify hidden businesses and unauthorized payment processing through legitimate accounts
• VIRP and BRAM Checks → Automated compliance verification for adult content platforms and high-risk merchants
• IP and Counterfeiting Detection → Protect brands with automated counterfeit detection and trademark monitoring

Operational Tools + Merchant Behavior Risks

• Merchant Investigating Tooling → Streamline merchant risk assessment and compliance workflows across your entire network
• Merchant Fraud and Abuse → Identify fraudulent sellers, fake products, and coordinated abuse before losses occur
• Merchant Fee Evasion → Detect merchants manipulating MCCs and transaction structures to avoid fees

Protect your platform.