# Preempt abuse. Cut fraud. Win.

Take down real merchant risks platform-wide, in real-time, at scale. SafetyKit is trusted by the world's largest payment platforms to onboard, monitor, and investigate merchants.

## Merchant

| ID       | Checks                                | Status  | Findings |
|----------|---------------------------------------|---------|----------|
| M27834   | MCCBRAMVIRPLaunderingAdverse Media    | Actioned | 3        |
| M42387   | MCCBRAMVIRPLaunderingAdverse Media    | Cleared  | —        |
| M31529   | MCCBRAMVIRPLaunderingAdverse Media    | Flagged  | 2        |
| M58903   | MCCBRAM                               | Scanning... | —        |

## Expert intelligence on every merchant in your network

### Unified Risk View

See MCC classification, transaction laundering signals, BRAM/VIRP status, adverse media, and known bad actor matches in a single view.

### Auto-Decisioning

Clear low-risk merchants instantly and flag genuine threats without analyst intervention. Your team reviews only the cases that require human judgment.

### Continuous Monitoring

Catch merchant drift, start processing for undisclosed businesses, or drift into prohibited categories as it happens.

### Cross-Platform Intelligence

Monitor merchants across your platform. Every business is checked against known bad actor databases in real time.

## Detection Capabilities

- **MCC Classification →** Accurate merchant category coding prevents fraud, fee evasion, and transaction laundering
- **Transaction Laundering Detection →** Identify hidden businesses and unauthorized payment processing through legitimate accounts
- **VIRP and BRAM Checks →** Automated compliance verification for adult content platforms and high-risk merchants
- **IP and Counterfeiting Detection →** Protect brands with automated counterfeit detection and trademark monitoring

## Operational Tools + Merchant Behavior Risks

- **Merchant Investigating Tooling →** Streamline merchant risk assessment and compliance workflows across your entire network
- **Merchant Fraud and Abuse →** Identify fraudulent sellers, fake products, and coordinated abuse before losses occur
- **Merchant Fee Evasion →** Detect merchants manipulating MCCs and transaction structures to avoid fees

## Protect your platform.